District of Columbia DP-3 landlord checks
- Lease status, renovation plans, and vacancy periods should be stated clearly.
- Loss-of-rent or fair-rental-value wording should be visible on the quote.
- Ownership name should line up with the deed, lease, and policy evidence.
- For District of Columbia, start with the local loss pattern, rebuild cost, roof age, and deductible wording.
Landlord quote questions
| Question | Why it matters |
|---|---|
| Is the property occupied now? | A vacant or renovation property may not qualify for the same quote. |
| What rental income is being protected? | Fair rental value should be visible, not assumed. |
| Are detached structures used by tenants? | Garages, sheds, and shared areas can change the exposure. |
| What inspection evidence is ready? | Photos and maintenance records can reduce back-and-forth. |
Practical note
A District of Columbia landlord quote should be reviewed beside the lease status, ownership name, and recent property photos.