District of Columbia DP-3 landlord checks
- Lease status, renovation plans, and vacancy periods should be stated clearly.
- Loss-of-rent or fair-rental-value wording should be visible on the quote.
- Ownership name should line up with the deed, lease, and policy evidence.
- For District of Columbia, start with the local loss pattern, rebuild cost, roof age, and deductible wording.
Landlord quote questions
| Question | Why it matters |
|---|---|
| Is the property occupied now? | A vacant or renovation property may not qualify for the same quote. |
| What rental income is being protected? | Fair rental value should be visible, not assumed. |
| Are detached structures used by tenants? | Garages, sheds, and shared areas can change the exposure. |
| What inspection evidence is ready? | Photos and maintenance records can reduce back-and-forth. |
Practical note
A District of Columbia landlord quote should be reviewed beside the lease status, ownership name, and recent property photos.
Verify with official sources
Use current regulator and map information, then confirm the answer in the carrier’s quote and policy.