Worksheet

Dwelling Limit Worksheet

Use this worksheet to organize replacement cost inputs. It is a planning aid and not a quote form.

Worksheet inputs

  • Property address and occupancy.
  • Year built, roof age, and major updates.
  • Current limits, deductibles, and settlement basis.
  • Endorsements tied to the risk being compared.

Review steps

StepWhy
Write the exact limitSmall wording changes can affect quote comparison.
Mark deductible typeFlat and percentage deductibles are easy to confuse.
Ask what is excludedFlood, earthquake, vacancy, and business use need review.
Save the sourceReceipts, permits, and photos support underwriting answers.