Before you begin
Turn a nonrenewal notice into a dated set of verification and replacement-coverage tasks.
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Nonrenewal Action List
| Done | Item and purpose | Your notes |
|---|---|---|
| Notice received Save the envelope, email, and complete notice. | ||
| Effective date Calculate the time available without assuming an extension. | ||
| Stated reason Ask the insurer to clarify unclear wording in writing. | ||
| Property corrections Document completed roof, system, vegetation, or safety work. | ||
| Loss history Review claims information for accuracy. | ||
| Current photos Show repaired conditions and overall maintenance. | ||
| Insurer follow-up Record reconsideration or appeal options offered. | ||
| Regulator contact Use the state department for consumer questions or complaints. | ||
| Replacement quotes Start early and disclose the nonrenewal accurately. | ||
| Lender notice Prevent force-placed coverage or an unintended lapse. |
How to finish the review
- Mark uncertain answers instead of guessing.
- Attach the quote, declarations page, and form or endorsement that supports each answer.
- Ask the agent or carrier to resolve differences in writing.
- Repeat the same fields for every quote so price is compared on equal terms.