Before you begin
Prepare rental-property facts and compare landlord policies with consistent assumptions.
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Landlord DP-3 Quote Worksheet
| Done | Item and purpose | Your notes |
|---|---|---|
| Named insured and ownership Match the individual, LLC, trust, or other owner accurately. | ||
| Occupancy Record long-term tenant, seasonal, short-term rental, vacancy, or renovation. | ||
| Lease status Keep dates and relevant tenant responsibilities. | ||
| Dwelling form Confirm DP-3 or the alternative form being offered. | ||
| Loss of rent Record the limit, duration wording, and covered trigger. | ||
| Premises liability List limits and known exposures. | ||
| Property condition Document roof, electrical, plumbing, HVAC, and safety features. | ||
| Manager or maintenance Record who inspects and responds to problems. | ||
| Tenant requirements Note renters insurance or other lease conditions. | ||
| Claims and photos Keep loss history and current condition images beside the quote. |
How to finish the review
- Mark uncertain answers instead of guessing.
- Attach the quote, declarations page, and form or endorsement that supports each answer.
- Ask the agent or carrier to resolve differences in writing.
- Repeat the same fields for every quote so price is compared on equal terms.