Before you begin
Build a room-by-room record that can support coverage planning and claim documentation.
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Home Inventory Worksheet
| Done | Item and purpose | Your notes |
|---|---|---|
| Room or area Group items so the inventory is easy to update. | ||
| Item description Include brand, model, size, material, and distinguishing details. | ||
| Serial number Capture the label when one exists. | ||
| Purchase date Use an approximate date if the exact date is unavailable. | ||
| Purchase evidence Link receipts, order history, or card records. | ||
| Replacement evidence Save a current comparable item or estimate. | ||
| Photos or video Keep wide room views and useful close-ups. | ||
| High-value category Flag jewelry, art, collections, tools, or other sublimited property. | ||
| Policy treatment Record replacement cost, actual cash value, or scheduling. | ||
| Backup location Store a copy away from the insured property. |
How to finish the review
- Mark uncertain answers instead of guessing.
- Attach the quote, declarations page, and form or endorsement that supports each answer.
- Ask the agent or carrier to resolve differences in writing.
- Repeat the same fields for every quote so price is compared on equal terms.