Before you begin
Compare the unit policy with the association master policy and deductible responsibilities.
Your entries are not submittedThis worksheet runs in your browser. Print it, save it as a PDF, or copy the notes into your own secure records.
Condo HO-6 Worksheet
| Done | Item and purpose | Your notes |
|---|---|---|
| Master policy type Record what the association says it insures inside the unit. | ||
| Master-policy deductible Ask when an owner may be responsible for all or part of it. | ||
| Unit improvements List flooring, cabinets, fixtures, and upgrades you may need to insure. | ||
| Personal property Estimate belongings and identify high-value categories. | ||
| Loss assessment Record the limit, deductible, covered triggers, and exclusions. | ||
| Water backup Check whether it is included, optional, or excluded. | ||
| Additional living expense Compare the limit and time-related wording. | ||
| Personal liability Record the limit and premises-related exposures. | ||
| Rental or business use Disclose any tenant, short-term rental, or home-business activity. | ||
| Documents Keep bylaws, insurance certificate, master declarations, and HO-6 quote together. |
How to finish the review
- Mark uncertain answers instead of guessing.
- Attach the quote, declarations page, and form or endorsement that supports each answer.
- Ask the agent or carrier to resolve differences in writing.
- Repeat the same fields for every quote so price is compared on equal terms.