Plain-English meaning
Specifically listed personal property insured under an endorsement or separate form with item details and stated terms.
Why it matters
Scheduling can address category sublimits or coverage needs for valuables.
Where you may see it
Jewelry, art, collectibles, musical instruments, equipment, appraisals, and endorsement schedules.
What to verify
Item description, value, appraisal date, covered causes, deductible, territorial limits, and updating requirements.
Do not confuse it with
A general home inventory or a blanket personal-property limit.
For policy-specific meaning, read the definition and related provision in the issued policy.