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Nonrenewal

An insurer's decision not to continue a policy after its current expiration date.

Last updated: August 11, 2026Informational guidance

Plain-English meaning

An insurer's decision not to continue a policy after its current expiration date.

Why it matters

The notice starts a time-sensitive search for replacement coverage and may affect a mortgaged property.

Where you may see it

Renewal mail, insurer notices, agent messages, and lender communications.

What to verify

Reason, notice and effective dates, state notice rules, reconsideration, property corrections, and replacement options.

Do not confuse it with

Cancellation, which ends coverage before the scheduled expiration.

For policy-specific meaning, read the definition and related provision in the issued policy.