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Loss of Use

Coverage for certain additional living expenses or lost rental value when covered damage makes the premises unfit for normal use.

Last updated: August 11, 2026Informational guidance

Plain-English meaning

Coverage for certain additional living expenses or lost rental value when covered damage makes the premises unfit for normal use.

Why it matters

Limits and time-related conditions affect how long and what extra costs may be reimbursed.

Where you may see it

Declarations, Coverage D, claim instructions, receipts, and temporary housing records.

What to verify

Covered trigger, dollar or percentage limit, time wording, normal-expense offset, and documentation rules.

Do not confuse it with

A general housing allowance or payment for every evacuation.

For policy-specific meaning, read the definition and related provision in the issued policy.